San Jose Mortgage
Welcome

San Jose Mortgage .com offers information for obtaining home loans and mortgages in Sacramento and the San Jose. San Jose Mortgage .com is Northern California's premier mortgage broker. We also provide mortgage home loans in other Northern California cities including Sacramento mortgage, San Jose mortgage, Santa Clara mortgage, Sunnyvale mortgage, Oakland mortgage and Los Gatos mortgage.
Credit Information

Your credit score will determine what type of loan you can apply for as well as the rate you will receive. Click on the links below to learn more about credit scoring.
FIRST TIME BUYERS

Buying your first home is one of the biggest decisions you will ever make. There are many different types of programs out there for first time buyers from no money down to low interest rates for first time buyers. Being a Sacramento first time buyer or San Jose first time buyer you need to know all your options. Let one of our mortgage specialists help you out today!

Learn more about 1st time buyer loans

Welcome to BayArea-Mortgage.com

Where your best interests are top priority!
FREE, FAST, and EASY quotes!
ALL credit types accepted
Reliable and friendly service
Interest rates are at a 40-year low - don't miss out on this opportunity!

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Name * (First and Last)
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Purpose of Loan *
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Borrower(s) Gross Monthly Income * $ .00
Borrower(s) Total Monthly Debt * $ .00
Current or Forecasted Home Value * $ .00 (put in 0 if N/A)
Desired Loan Amount * $ .00
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San Jose Mortgage
   San Jose mortgage and Sacramento mortgage Refinance information.
   
Refinance your Sacramento mortgage or San Jose mortgage:
Most San Jose Mortgage .com customers decide to refinance based on the savings of a lower monthly payment versus the costs of refinancing. The general rule for refinancing is that your new mortgage should be 2 percentage points below the rate to be worth refinancing. Recently though San Jose Mortgage .com has introduced no- or low-cost refinancing packages for our customers. These packages make it worth your time to refinance even when the percentage points are only a fraction lower. Contact your San Jose Mortgage .com broker for more information on these money saving refinance packages.

Other Sacramento mortgage or San Jose mortgage refinancing information:
San Jose California Real Estate Information:
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DEBT CONSOLIDATION

Got credit cards? Consolidate your high interest rate credit cards and other debts into a single San Jose Mortgage .com loan. Remember we can handle any California mortgage or other loan for California residents. Debt consolidation can save you hundreds of dollars on your monthly payments. If you already have a mortgage loan on your Sacramento or San Jose home then we can help you consolidate with a second mortgage. Call today to see what fits your needs.

Learn more about Debt Consolidation loans
   

Bay Area Mortgage.com  - Mortgage Directory -  Copyright 2003 2003 All Rights Reserved.

Northern California in general and San José in particular have a world-renowned quality of life. The area offers a wide variety of exciting cultural, recreational, educational and entertainment opportunities. In addition, the City of San José has the nation's best public safety record of any metropolitan area, a marvelous ethnic diversity and a beautiful climate.

FOUNDED: 1777

San José was California's first civilian settlement.

INCORPORATED: MARCH 27, 1850

San José was California's first incorporated city and site of the first state capital.

INCORPORATED AREA: 177.3 SQUARE MILES

COUNTY: SANTA CLARA

POPULATION: 925,000*

San José is the third largest city in California, following Los Angeles and San Diego. It is the 11th largest city in the U.S. (2003 State Department of Finance)

DISPOSABLE INCOME*

Ranked No.1 in the U.S., based on median household income of $67,504. (2002 Sales and Marketing Magazine)

CLIMATE

Temperatures vary from an average of 50 degrees in January to an average of 70 degrees in July. San José boasts an average of more than 300 sunny days per year, and has a mean annual rainfall of 14.4 inches.

ELEVATION

The highest elevation is 4,372 at Copernicus Peak in the Diablo Range; the lowest elevation is sea level.


777 Mariner Island Rd.
San Mateo, CA 94404
 650.377.0222

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CA License #: 01344525

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